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IT leasing in focus: The benefits for businesses

Leasing IT equipment rather than buying it is increasingly popular, with more and more companies moving away from outright ownership of critical devices. And with the benefits on offer to small and medium-sized businesses, it’s little wonder why…


Mike Laskey
Certainty in uncertain times

Will interest rates rise? Could the economy crash? How’s the pound going to perform next year? Unfortunately, we don’t have the answers – but we do know that these days it feels like nothing’s ever guaranteed when it comes to money.

One thing that’s not surprising, though, is the fact that businesses hate uncertainty. Parting with a large lump sum to upgrade your IT devices is always a big decision, but it can feel even bigger when you’re not sure how your finances will look in the weeks and months ahead.

Fortunately, leasing can be the perfect antidote to unpredictability. Regular payments make it easier to predict and understand your costs, allowing you to manage your cashflow and plan accordingly. It means there’s no need to worry about a major one-off budget decision, as you’ll be completely prepared for how much you’ll be spending in both the short and the long term.


Split costs, more freedom

Paying for your new devices in instalments can make things far more manageable – especially for smaller businesses that can’t always access large quantities of cash at the drop of a hat.

By leasing, you can make a smaller upfront investment that doesn’t prevent your business from tackling other priorities. It could be a sensible choice if the thought of a big outlay makes you break into a cold sweat.

Many small and medium-sized businesses decide to lease their IT equipment because it preserves their working capital, too. Procuring devices in a way that counts as an operating expense instead of a capital expense frees up resources that can then be put towards extra investment in people, product development, advertising or other areas where they’re more likely to generate direct returns..


Flexibility for upgrades

Leasing can make it easier for small or medium-sized businesses to refresh their devices and adopt the latest IT equipment.

Purchasing outright could potentially leave you with obsolete or outdated technology that would be difficult to replace in the future without another big investment. If your requirements change in a year or two’s time and you’ve already spent a significant amount on devices you previously purchased, it may be harder to justify or afford another upfront investment in newer models.

The Apple advantage

Apple devices are particularly well suited to leasing because they retain high residual values. Not only are iPhones, Macs and iPads highly regarded in the business world for their intuitive interfaces and in-built security features, they’re also made from quality, durable materials that contribute to higher trade-in values.

In fact, research by an American trade-in website found that in the first nine months of 2018, the iPhone X depreciated in value by only 12.17% – as opposed to a huge 59.72% drop for Samsung’s then-flagship S9 smartphone.

Those higher residual values can provide a lower total cost of ownership, especially if your leasing provider offers a buyback scheme or is able to help you find a new home for your devices.


Leasing with Jigsaw24

There’s a lot to consider when it comes to leasing. Before you make a decision on whether it’s right for you, it helps to learn more about what’s involved.

As IT experts and Apple specialists, we’re able to help you see if leasing will work for your business. No matter your size or IT requirements, we can develop a solution that’s cost-effective thanks to our great relationship with our leasing partners.

Find out more about leasing your IT equipment on our website, or feel free to get in touch with our team to discuss the devices and contract terms you need.


Want to discuss device leasing? We can give you the information and advice your business needs. Get in touch with the team by calling 03332 409 214 or emailing For the latest news, follow us on LinkedInFacebook and Twitter.

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